In any good fantasy series, the hero doesn’t just wake up, walk outside his door and slay the dragon. In fact, the hero usually faces off against the dragon or the dragon’s underlings at the beginning and at best is very ill matched but more likely barely escapes. We all know about Frodo’s first face
This is not an article on living beyond your means, that is a bad thing to do because it keeps you in debt. What I mean is by living beyond your circumstances os overcoming your present situation by a shift in your attitude.